Motorcycle Financing

We offer financing solutions for new, used, and private party H‑D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military– your local dealer will tailor a solution for your unique needs.

Ready to buy?
Financing options
Your local dealer has a selection of both new and top-rated used bikes. Check them out, find some gear, add it to your loan, and get riding today.
The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party.  
As a thank you for your service, active duty stateside military personnel can get $0 down19 payment, reduced rates and flexible term options.
Wondering what your monthly payment might be?
Current Financing Offers
GET 5.49% APR15 AND $0 DOWN15 ON USED HARLEY-DAVIDSON STREET® MOTORCYCLES

Rates start at 5.49% APR15 for used H-D Street motorcycles with $0 down payment15 for 72 months. 

APPLY FOR CREDIT
Get on select Touring models for under $29922 per month

Take advantage of extended terms now available on all Touring models and ride for as little as $29922 per month with 10% Down22 for 84 months. 

Apply for credit
GET ON SELECT SOFTAIL®  MODELS FOR UNDER $25021 PER MONTH

Take advantage of extended terms now available on all Softail® models and ride for as little as $25021 per month with 10% Down21 for 84 months. 

Apply for credit
GET ON A SPORTSTER FOR AS LOW AS $12920 PER MONTH

Take advantage of extended terms now available on all Sportster®  models and ride for as little as $12920 per month with 10% Down20 for 84 months. 

Apply for Credit
RIDER TRAINING GRADUATES 3.49% APR16 OFFER ON NEW

Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 3.49% APR16 on new motorcycles. You must apply within 180 days of course completion. 

APPLY FOR CREDIT
RIDER TRAINING GRADUATES 4.49% APR17 OFFER ON USED

Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 4.49% APR17 on used motorcycles. You must apply within 180 days of course completion.

Apply for Credit
GET 3.99% APR10 AND $0 DOWN10 ON NEW MOTORCYCLES

Rates start at 3.99% APR10 for new Harley‑Davidson® motorcycles with $0 down10 options available. 

APPLY FOR CREDIT
GET 4.99% APR11 AND $0 DOWN11 ON USED MOTORCYCLES

Rates start at 4.99% APR11 for Used Harley‑Davidson® motorcycles with $0 down11 options available.  

Apply for Credit
Ready to buy?
Financing FAQ
You will be asked to provide basic information such as your address, contact information, date of birth, Social Security number, income, and employer.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.
Submit a standard application with your employer listed and then discuss the options available for active military personnel with your dealership.