FINANCE PROGRAMS & OFFERS

FINANCE PROGRAMS & OFFERS

We offer one-stop financing - our version of financial freedom - with a wide variety of loan options, finance programs, and special offers to fit your budget and get you on the road.

CURRENT PROGRAMS AND OFFERS

Low Rate Promotions on New and Used

Rates starting at 3.99%* for new and 4.99%* for used Harley-Davidson® motorcycles with zero down options available. See your local dealer for details or Apply for Credit

 

*Financing Offer available only on new and used Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval.  Not all applicants will qualify.  3.99% APR offer is available on new Harley-Davidson® motorcycles and 4.99% rate is available on used Harley-Davidson® motorcycles and only to high credit tier customers at ESB and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan.  For example, a 2018 Softail® Fat Boy® in Vivid Black with an MSRP of $18,999, no down payment and amount financed of $18,999, 60 month repayment term, and 3.99% APR results in monthly payments of $349.81. For example, a 2015 Softail® Deluxe model in Vivid Black with a sale price of $17,845, no down payment and amount financed of $17,845, 60 month repayment term, and 4.99% APR results in monthly payments of $336.68.  In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale.  APR is calculated according to the simple interest method.  Not valid in conjunction with other offers.  Other terms, conditions, and limitations may apply. Dealer participation may vary.  Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details. 

 

Stateside Military Financing Program

No down payment*, reduced rates and flexible term options designed specifically for active duty military personnel. See your local dealer for details or Apply for Credit.

*Financing offer available only to Active United States Military personnel and only on Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval.  Not all applicants will qualify.  No Money Down offer is available only to well-qualified credit tier applicants.  4.85% APR offer is available only to the highest credit tier applicants and only for up to 60 months term.  The APR and down payment may vary based on the applicant’s past credit performance and the term of the loan.  For example, a 2017 Street™ XG500 motorcycle in Superior Blue with an MSRP of $7,144, no down payment and amount financed of $7,144, 60 month repayment term and 4.85% APR results in monthly payments of $134.33.  In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale.  APR is calculated according to the simple interest method.  Not valid in conjunction with other offers.  Other terms, conditions and limitations may apply.  Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details. Active Military includes: United States Army, Navy, Marine, Air Force, Coast Guard, National Guard and Reserves.

 

H-D™ Visa® Card Introductory Offer

Earn $150 in H-D™ Gift Cards + Low intro APR. With the H-D™ Visa card, you’ll earn points for every eligible net purchase you make on the card. For every 2,500 points you earn, you can redeem for a $25 H-D™ Gift Card to spend at Harley® dealerships and h-d.com/store. Plus, earn a chance to win a bike each month in Free Ride Sweepstakes entries with double the entries if you're a H.O.G.® member. Learn More

The creditor and issuer of the Harley-Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

 

Rider Training Graduate Program

Riders who complete the Harley-Davidson® Riding Academy Course or other approved accredited course can take advantage of special financing options which include no down payment or rates as low as 2.99%* and flexible terms. This program is available to all riders who apply for a new or used Harley-Davidson® motorcycle within 180 days of completing a qualified rider training course. See your local dealer for details and course eligibility or Apply for Credit.

 

*Financing Offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval.  Not all applicants will qualify.  2.99% APR offer is available only to high credit tier customers who have completed Riding Academy or other MSF accredited course within 180 days of application date and only for up to a 60 month term.  The APR may vary based on the applicant’s past credit performance and the term of the loan.  For example, a 2018 Softail® Fat Boy® in Vivid Black with an MSRP of $18,999, 10% down payment and amount financed of $17,099.10, 60 month repayment term, and 2.99% APR results in monthly payments of $307.17.  In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale.  APR is calculated according to the simple interest method.  Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Dealer participation may vary.  Financing offer is subject to change or cancellation at anytime. Offer expires December 31, 2018. See your Harley-Davidson® Dealership for details.

Used Financing Offer available only on used Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval.  Not all applicants will qualify.  3.99% APR offer is available only to high credit tier customers who have completed a Riding Academy, Skilled Riders, MSF or other state accredited course within 180 days of application date and only for up to a 60 month term. The APR may vary based on the applicant’s past credit performance and the term of the loan.  For example, a 2015 Softailâ Deluxe model in Vivid Black with sale price of $18,099, 10% down payment and amount financed of $16,289.10, 60 month repayment term, and 3.99% APR results in monthly payments of $299.92.  In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale.  APR is calculated according to the simple interest method.  Not valid in conjunction with other offers.  Other terms, conditions, and limitations may apply. Dealer participation may vary.  Financing offer is subject to change or cancellation at anytime.  Offer expires December 31, 2018. See your Harley-Davidson® Dealership for details.

Harley-Davidson Street® Financing Offer

HDFS has specifically designed a financing program available on new and used Harley-Davidson Street® motorcycles. Rates start at 3.99% APR with No Down Payment* for 72 Months. See your local dealer for details or Apply for Credit.

*Financing Offer available only on New Harley-Davidson Street® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval.  Not all applicants will qualify.  3.99% APR offer is available only to high credit tier customers at ESB and only for up to a 72 month term.   The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2018 Street™ XG500 motorcycle  Vivid Black with an MSRP of $6,899, no down payment and amount financed of $6,899, 72 month repayment term, and 3.99% APR result in monthly payments of $107.90.  In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale.  APR is calculated according to the simple interest method.  Not valid in conjunction with other offers.  Other terms, conditions, and limitations may apply. Dealer participation may vary.  Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.

Rider-to-Rider Financing

Through the Harley-Davidson Rider-to-Rider Financing Program, financing is available to qualified individuals who are buying a used motorcycle from a private party. Your local participating Harley-Davidson® dealer can help you obtain financing and give you peace of mind knowing experts are involved in your sale. Program Details.