Motorcycle Financing

We offer financing solutions for new, used, and private party H‑D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military– your local dealer will tailor a solution for your unique needs.

FINANCE YOUR RIDE

We offer financing solutions for new, used and private party H-D® motorcycle purchases - from flexible loan rates and terms, to offers for new riders and active military.

H-D™ FLEX FINANCING

An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.

RIDER-TO-RIDER FINANCING

The Harley-Davidson® Rider-to-Rider Financing program offers financing to qualified individuals who are buying a used motorcycle from a private party.

Wondering what your monthly payment might be?

  • showroom-consult-hc2

    FINANCE AT YOUR DEALERSHIP

    Your local dealer has a selection of both new and top-rated used motorcycles. Check them out, find some gear, add it to your loan, and get riding today.

    Find a Dealer

  • military-hc2

    FINANCING FOR ACTIVE MILITARY

    As a thank you for your service, active duty stateside military personnel can get $0 down payment, reduced rates and flexible term options.

    Apply for Credit

Current Financing Offers

Payments from $199 for 36 Months, No Money Down, & a $9,483 Final Payment on New 2026 Street Bob® Models

Get on a 2026 Street Bob with end-of-loan options through H-D™ Flex Financing. Choose your end-of-loan option: trade it, return it, or pay it off.

Expires August 31st, 2026

Payments from $249 for 36 Months, No Money Down, & a $12,406 Final Payment on New 2026 Low Rider S Models

Ride out on a 2026 Low Rider® S with end-of-loan options through H-D™ Flex Financing. Trade it, return it, or pay it off.

Expires August 31st, 2026

GET ON A SPORT FOR AS LOW AS $155 PER MONTH

Take advantage of extended terms now available on all Sport® models and ride for as little as $155 per month with 10% Down for 84 months.

GET ON SELECT GRAND AMERICAN TOURING MODELS FOR UNDER $406 PER MONTH

Take advantage of extended terms now available on all Grand American Touring models and ride for as little as $406 per month with 10% Down for 96 months.


RIDER TRAINING GRADUATES 6.64% APR OFFER ON USED

Complete the Harley-Davidson® Riding Academy Course or other approved accredited course and get rates as low as 6.64% APR on used motorcycles. You must apply within 180 days of course completion.


GET 7.29% APR AND $0 DOWN ON USED MOTORCYCLES

Rates start at 7.29% APR for Used Harley‑Davidson® motorcycles with $0 down options available.

Ready to buy?

Financing FAQ

You will be asked to provide basic information such as your address, contact information, date of birth, Social Security number, income, and employer.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include sending your information over an encrypted connection and storing any data in a secure database.
Submit a standard application with your employer listed and then discuss the options available for active military personnel with your dealership.

EXPLORE THE LINEUP