From the thrilling sensation of the wind against your skin to the rumble of a powerful engine beneath you, motorcycling provides an unmatched feeling of freedom on the open road. But with this freedom comes an inherent risk.
For any rider, taking concrete steps to help enhance their safety while on the bike can provide peace of mind that allows you to focus more on the joys of riding. Yet while the majority of riders choose to wear motorcycle helmets to enhance their safety while riding, fewer riders add body armor.
Use this guide to learn more about the benefits provided by motorcycle body armor and see which options are available from Harley-Davidson to help enhance the safety of your next ride.
Motorcycle body armor is specialized protective gear worn by riders that is intended to help shield them from potential injuries during accidents.
More specifically, body armor doesn’t typically refer to leather jackets or gloves that reduce abrasion. Instead, it refers to more advanced protective equipment that’s designed to absorb impact. Typically made from hard plastics or composite material and sometimes featuring foam padding, motorcycle body armor is either strapped on separately or integrated within a rider’s clothing to protect their chest, back, elbows or knees.
Motorcycle body armor serves as a barrier between the rider and external forces, be it the hard asphalt, a vehicle or any other unexpected hazard on the road. Crafted with materials designed to absorb and distribute impact, armor helps to distribute the load experienced by the body in the event of a crash.
Ultimately, body armor strives to deliver:
While no gear can guarantee absolute safety, motorcycle body armor has been shown to reduce the risk and severity of injuries in accidents. Modern armor adheres to strict safety standards, helping contribute to a high level of protection. Furthermore, advancements in materials continue to help improve the comfort of wearing it. For example, cutting-edge materials like those from D3O®, which is featured among the armor options below, are designed to offer soft, ergonomic flexibility while being worn—but upon impact, D3O springs into action, hardening and providing impact protection.
While not mandatory everywhere, the question isn't whether you need motorcycle body armor, but rather why you might choose to ride without it. When riding at high speed, even a minor fall can lead to potential injury. Having body armor can help enhance your safety. Whether you're a daily commuter, a weekend warrior or a professional racer, protective gear can contribute to enhanced safety and peace of mind.
Ultimately, though, the decision to wear body armor is a personal one that each rider will make for themselves, based on their own preferences and tolerance for risk.
The effectiveness of body armor largely depends on its fit. A well-fitted piece will stay in place better during a crash to provide enhanced protection. To ensure that your armor fits properly and enables a comfortable ride, use these pointers:
As part of our commitment to ensuring all riders can enjoy the road while protected, Harley-Davidson offers an array of premium protection options that are compatible with Harley® jackets, riding pants and other items that allow you to implement or replace armor. Explore leading-edge, lightweight body armor options from trailblazers in safety technology like RHEON™ Labs, Dainese, and D3O.
$0 Down and as Low as 3.99% APR
*Financing Offer available only on select, untitled 2022 and 2023 Harley-Davidson® Grand American Touring, Adventure Touring, Trike, CVO™, Softail® and Custom motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Touring models Road King® Special and Electra Glide® Highway King are excluded. Harley-Davidson® Anniversary and Icons Motorcycle Collection are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 60-month term. For example, a 2023 Street Glide® Special motorcycle in Bright Billiard Blue/Billiard Gray with Chrome Finish and an MSRP of $29,499, no down payment and amount financed of $29,499, 60-month repayment term, and 3.99% APR results in monthly payments of $543.14. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by October 31, 2024. This Financing Offer is valid during the period of August 27, 2024, to October 31, 2024. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See your Harley-Davidson® Dealership for details.
CUSTOMIZATION CREDIT
**Up to $2,000 incentive valid for in-dealership purchase of Genuine Harley-Davidson® Parts & Accessories and/or Apparel & Licensed merchandise in connection with the purchase of select Grand American Touring, Trike and Softail motorcycles valid at participating Harley-Davidson® dealerships within the U.S. including Alaska and Hawaii. Offer valid toward the purchase of select new, untitled 2022 or 2023 Harley-Davidson® Grand American Touring, Trike and Softail motorcycles available and in stock at participating H-D® dealers between August 27, 2024 and October 31, 2024. Offer may not be available in all states. Touring models Road King® Special, Road Glide®, Street Glide® and Electra Glide® Highway King are excluded. Harley-Davidson® Anniversary, CVO™, Icons Motorcycle Collection and Police Duty Motorcycles are excluded. Offer cannot be redeemed for cash or cash equivalent. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Dealer participation may vary. Additional restrictions apply, see your Harley-Davidson® Dealership for details.
Financing Offer available only on new 2024 Street Bob® 114 Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.35% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicant’s past credit performance and the term of the loan. For example, a 2024 Street Bob® 114 motorcycle in Billiard Gray with an MSRP of $16,999, 10% down payment and amount financed of $15,299.10, 48-month repayment term, and 4.35% APR results in 47 monthly payments of $188.72 and a 48th balloon payment of $8,514.41. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of January 2, 2025 - March 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime.
Handlebar height is regulated in many locations. Check local laws to ensure your motorcycle meets applicable regulations.
*Financing Offer available only on New 2024 Low Rider® S Harley-Davidson® motorcycles financed through Eaglemark Savings Bank (ESB) and is subject to credit approval. Not all applicants will qualify. 4.88% APR offer is available only to high credit tier customers at ESB and only for a 48-month term. The APR may vary based on the applicants past credit performance and the term of the loan. For example, a 2024 Low Rider® S in Billiard Gray with an MSRP of $19,999, 10% down payment and amount financed of $17,999.10, 48-month repayment term, and 4.88% APR results in 47 monthly payments of $228.95 and a 48th balloon payment of $9,991.13. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. This Financing Offer is valid during the period of April 1, 2025 – June 30, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at any time.
**Customers who choose the return option will need to pay the balance of the loan, which will vary depending on when the bike is returned, along with a return fee of up to $395 and any costs to repair excess wear and tear.
Participating dealerships:
Black Hills Harley-Davidson, Sturgis Harley-Davidson, Deadwood Harley-Davidson, Hill City Harley-Davidson, and Badlands Harley-Davidson
Terms & Conditions
This offer is valid on net purchases with your H-D™ Visa® card, August 1-10, 2025 (promotion period), at the following dealerships in the Sturgis region: Black Hills Harley-Davidson, Sturgis Harley-Davidson, Deadwood Harley-Davidson, Hill City Harley-Davidson, and Badlands Harley-Davidson. No minimum purchase requirement. Net purchases are purchases minus credits and returns. Net purchases made during the promotion period will be awarded bonus points per dollar spent; H-D™ H.O.G.™ Elite Visa Signature® cardmembers will receive 10 points per $1 spent on purchases with their card and H-D™ Visa Signature® cardmembers will receive 6 points per $1 spent on purchases with their card. The additional points will be credited to your account 6–8 weeks after the promotion period. Your account must remain open and be in good standing (not past due or overlimit) to qualify. If you have any questions, call Cardmember Service at 1-800-699-2281.
The creditor and issuer of the Harley-Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
To receive the H-D Hero Customer Cash Offer, provide your H-D Hero Offer code at time of purchase to your authorized Harley-Davidson® dealership. Available to redeem at participating dealers only. Harley-Davidson and/or dealer are not responsible for lost or stolen offer codes. Make sure to review the below terms and conditions, and steps on how to receive your code:
$1,000 incentive valid towards the purchase price of select new, untitled Street Glide and Road Glide motorcycles, $1,500 incentive valid towards the purchase price of select new, untitled Street Glide Ultra motorcycles, or $750 incentive valid towards the purchase price of select new, untitled Pan America 1250 Special motorcycles, all available and in stock at participating H-D dealers in the continental U.S. including Hawaii and Alaska. At participating dealers only. Eligible customers must visit H-D.com/militaryoffer or H-D.com/firstrespondersoffer and validate through the ID.me button to receive H-D Hero code. This promotional offer is valid for the named party only and is non-transferable. Offer valid on purchases made on and between October 1, 2025 to December 31, 2025. Offer cannot be used towards the down payment on a motorcycle. Limit one offer per eligible customer and per eligible motorcycle purchase per year. Offer not valid on previous purchases or future motorcycle orders after December 31, 2025. This Offer may not be combined with the $250 Harley-Davidson Genuine Parts and Accessories incentive, but may be combined with certain specific, in-market H-D promotions, but some restrictions apply. Please see your authorized Harley-Davidson dealership to determine what offers, discounts or promotions, such as Harley-Davidson finance offers, can be combined with this Offer. The unique ID.me H-D Hero Offer code must be presented at time of purchase to be eligible. Harley-Davidson and/or dealer are not responsible for lost or stolen offers. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Cannot be redeemed for cash or cash equivalent and is non-refundable.
To receive the H-D Hero P&A Offer, provide your H-D Hero Offer code at time of purchase to your authorized Harley-Davidson® dealership. Available to redeem at participating dealers only. Harley-Davidson and/or dealer are not responsible for lost or stolen offer codes. Make sure to review the below terms and conditions, and steps on how to receive your code:
$250 incentive valid towards the purchase of Harley-Davidson® Genuine Parts and Accessories with the purchase of select new, untitled Harley-Davidson® motorcycles available and in stock at participating H-D® dealers in the continental U.S. including Hawaii and Alaska. At participating dealers only. Eligible customers must visit H-D.com/militaryoffer, or H-D.com/firstrespondersoffer and validate through the ID.me button to receive H-D Hero code. This promotional offer is valid for the named party only and is non-transferable. Offer valid on purchases made on and between July 1, 2025 to December 31, 2025. Offer cannot be used towards the down payment on a motorcycle. Limit one offer per eligible customer and per eligible motorcycle purchase. Offer not valid on previous purchases or future motorcycle orders after December 31, 2025. This Offer is eligible to be combined with certain specific, in-market H-D promotions, but some restrictions apply. Please see your authorized Harley-Davidson dealership to determine what offers, discounts or promotions, such as Harley-Davidson® finance offers, can be combined with this Offer. The unique ID.me H-D Hero Offer code must be presented at time of purchase to be eligible. Harley-Davidson and/or dealer are not responsible for lost or stolen offers. Offer is subject to change at any time without notice. Void where prohibited or restricted by law. Cannot be redeemed for cash or cash equivalent and is non-refundable.