No. When you sign up for Klarna, they may perform a soft credit check. This will not impact your credit score or show up as a hard inquiry on your credit report.
1. Be a resident of the United States or its territories with a valid US address
2. Be at least 18+ years old with a valid SSN
3. Have a valid credit card/bank account
4. An SMS-capable phone number
Your order must have a minimum purchase amount of $30.
There are no upfront fees when you follow the payment schedule. If you fail to make a payment on time a late fee of up to $7 may be charged. Please see the terms for full details.
The first payment is due when the order ships. The remaining 3 payments will be processed every two weeks after that. Klarna will email you reminders and you can always review your purchases by logging at Klarna.
You can download the Klarna app for 24/7 chat or call 844-KLARNA1 (844-552-7621).
Visit Klarna's FAQs or download the app to speak with customer service.
*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.