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Harley-Davidson Financial Services1

We've put together a number of packages to help riders buy, insure, protect and maintain their beloved Harley.

Harley-Davidson Finance2


Personal Loan that can cover more than just the cost of your motorcycle.

Fixed rates and periods up to seven years with the option of borrowing slightly more than the value of the motorcycle for some Genuine Motor Accessories or Genuine Motor Clothes & Riding Gear.

You can take advantage of lower monthly payments on your Harley-Davidson by choosing to finance your new bike through our balloon payment option.



Harley Legend can help you to buy your dream Harley-Davidson with lower monthly repayments than a traditional loan as a large proportion of the amount you repay is deferred as a Guaranteed Future Minimum Value.

Agree an initial deposit and loan term with your dealer and then decide how many Kilometres you'll travel each year.

The dealer will then work out the monthly repayment amount and the Guaranteed Future Minimum Value, which is based on the anticipated minimum value of the motorcycle at the end of the loan term.

At the end of your agreement, you have flexible options to:

  • Renew – at the end of the term you can trade up to a new Harley-Davidson.
  • Retain – simply pay the remaining balance of your GFMV and retain your Harley-Davidson.
  • Refinance – subject to application approval, you can apply to refinance the remaining GFMV.
  • Return – with the added peace of mind that the future minimum value is guaranteed you can simply return your Harley-Davidson at the end of the loan term.*

*subject to Fair Wear and Tear Guidelines. Please click here for a copy of the Fair Wear & Tear Guidelines

Harley-Davidson Insurance3


A premium level of cover that, amongst other things, ensures any repair work is only carried out by an authorised Harley-Davidson dealership.

Other Benefits include:

  • 3 Year Replacement Guarantee
  • Motorcycle Apparel & Helmet Cover up to $4,000
  • Agreed Value
  • No-Fault Excess
  • Reduced Usage & Low Usage Discounts
  • Fortnightly & Monthly Payments at No-Extra Cost
  • Travelling Expenses up to $1,000
  • Protected No Claims Bonus (Limits may apply)
  • Key and Lock Cover up to $2,000
  • Emergency Accommodation up to $1,000
  • HOG Membership Discount



Terms & Conditions

1 Harley-Davidson Financial Services is a trading style of Harley-Davidson Financial Services Europe Limited, a company authorised and regulated by the Financial Conduct Authority for arranging general insurance. Registered in England and Wales, registered number 04392735. Registered office: 115 Colmore Row, Birmingham, West Midlands B3 3AL. Only available in Australia.

2 Harley-Davidson FinanceT is a trading style of BOQ Credit Pty ABN 92 080 151 266 (BOQC), (Australian Credit Licence number 393331). BOQC is a wholly owned subsidiary of Bank of Queensland. Bank of Queensland Limited ABN 32 009 656 740 (BOQ). BOQ does not guarantee or otherwise support the obligations or performance of BOQC or the products it offers. Only available in Australia.

3 Harley-Davidson Insurance is a product issued by QBE Insurance (Australia) Limited ABN 78 003 191 035, AFS Licence No. 239545. Only available in Australia.

Please also see our Target Market Determination for more details.