Harley-Davidson INSURANCE  Services



Insurance for you and your bike


HARLEY | MOTORCYCLE INSURANCE provides customised flexible cover for you and your Harley® motorcycle. HARLEY | MOTORCYCLE INSURANCE cover is not only tailored specifically for your motorcycle but also recognises your riding experience and rewards you, the rider.

The benefits of HARLEY | MOTORCYCLE INSURANCE include:

  • Genuine Harley-Davidson® parts replacement means genuine peace of mind
  • Agreed value cover - no surprises
  • New motorcycle replacement** if your bike is a total loss after accident or theft and is less than 24 months old (and the same model and specification is available in New Zealand).
  • Comprehensive Cover - No excess for a loss covered by this policy if the accident was not your fault and we can recover our costs from an at-fault party
  • Comprehensive Cover - No excess for actual or attempted theft or conversion if the motorcycle has a fitted-from-factory or after-market noted and approved electronic anti-theft device
  • Following an accident, and on acceptance of a valid claim, reasonable costs are provided for the motorcycle to be removed to the nearest Harley-Davidson® dealership or approved repairer or place of security. Transport is provided for you and any other passengers to your home or nearest immediate destination
  • Reasonable transportation costs to return the repaired or recovered motorcycle to you or to another place that you and we agree
  • Personal and legal liability cover
  • Discount for named rider
  • Easy monthly payments


As a bonus HARLEY | MOTORCYCLE INSURANCE comprehensive cover has plenty of additional optional benefits for H.O.G.® Members following a loss covered by the "accidental loss" benefit to this policy:

  • Accommodation costs
  • Club event coverage
  • Fatal injury payment
  • Keys and locks
  • Medical expenses
  • Riding apparel cover - for you and a pillion rider
  • Windshield and glass cover

† Applies only to Harley-Davidson® motorcycles

Please note, the above is a summary of the benefits under this policy. The policy document and schedule contains terms, conditions, exclusions and limits relative to these benefits


Contact your local dealer for a quote for HARLEY | MOTORCYCLE INSURANCE. Or phone us on 0800 48 48 48 8:30am to 5:00pm weekdays, excluding public holidays.

*Harley-Davidson Insurance Services is a program administered and underwritten by Swann Insurance (Aust) Pty Ltd.)

** Applies only to Harley-Davidson® motorcycles or Buell® motorcycles.

Harley-Davidson Insurance Services is a programme administered by the Swann Insurance business division of IAG New Zealand Limited. Policies issued under the trademark HARLEY | MOTORCYCLE INSURANCE and Harley-Davidson Insurance Services programme are issued administered and underwritten by IAG New Zealand Limited.