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| You can't predict an illness or accident. But with Harley-Davidson Protection Plans, you can prepare for them. |
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| Both the Credit Life & Disability and the GAP Program provide a time-honored extra measure of protection against the unpredicted pitfalls that can happen any time. They bring certainty to an uncertain world. |
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| Debt Protection Plan |
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| Harley-Davidson Financial Services has you covered should suddenly find yourself out of work. The Debt Protection plan will cover your motorcycle loan payments in the event of involuntary unemployment, you are unable to work due to illness or accident whether on or off the job, and may even cancel your loan should your accident become fatal. |
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| There are no extra bills to pay, the fee for this protection is based on your loan amount and conveniently added to your agreement. The plan is only available at the time of purchase and can be terminated at any time. |
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| Don't delay, Debt Protection can help you through those unexpected tough financial times. |
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| GAP Program |
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| For many Harley-Davidson owners, if their motorcycle is stolen and never recovered, chances are they will have to pay the “gap” between their insurance company payment and the loan payment. Often H-D owners assume that their primary insurance will cover any loss related to their motorcycle. In reality, the actual cash value that an insurance company places on your motorcycle may be substantially less than the outstanding balance on your loan. Especially if you have a 48-month or longer loan term, put less than 20 percent down or financed accessories into your loan. Who pays the difference or the “gap” between your insurance company and your loan payoff? You do! |
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| GAP Example |
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| The GAP Plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle. |
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| * Programs may vary by dealer/lender/state. Please refer to your GAP Addendum for details of the terms and conditions of this coverage. |
